MARTHA PAYNE

Having graduated from Boston University with a degree in Communications, after college I pursued my intended career path in marketing. After a few years though, I realized it wasn’t enough. I had a job; I needed a vocation.

I started my practice in 2003 at Baystate Financial. I learned that financial planning is more than just numbers, it’s life. I like helping my clients navigate life’s biggest decisions.

In 2016, I moved to Integrated. It was the focus on true independence, financial planning, and providing a team of specialists behind me, to support you, that brought me here.

OLIVIA MARY

Olivia supports the financial planning process by gathering and analyzing client information, maintaining financial plans, preparing analyses and planning materials, and assisting with the development and implementation of recommendations. She works closely with Martha throughout the planning process, helping ensure client information and financial plans remain accurate and up to date.

Olivia brings prior experience supporting financial planning across various planning platforms, along with a background in private banking and wealth management. She holds a degree in Finance from the University of San Francisco and has passed the Series 65 examination.

Outside of the office, she’s happiest outdoors, whether hiking, exploring somewhere new, or simply spending time in the fresh air.

DENICE EDWARDS

For Denice, it’s always been about people. With over 20 years of experience in insurance and financial services, she’s learned that behind every account, every detail, every deadline, is someone looking for a little more clarity and confidence in their life.

Denice works closely with Martha and Olivia, bringing the deep expertise and steady support that keeps things running smoothly behind the scenes. She knows the details inside and out — the kind of thoughtful, dependable presence that lets advisors and clients focus on what really matters: the milestones they’re working toward together.

Outside the office, Denice’s heart is with her family. She treasures time with her daughters and her new grandson, bringing that same warmth and genuine care into her personal life that she brings to the team every day.